When Money is Left to You Over the next 25 years, an estimated $48 trillion in assets will be transferred from baby boomers down to their heirs.1 If you anticipate receiving some of this wealth, here are five thoughts about safeguarding your inheritance. 1. If you inherit retirement assets, know the rules to minimize […]
A Tribute to the Sandwich Generation Are you one of the estimated 11 million unpaid family caregivers in the U.S. simultaneously attending to the needs of children and an aging loved one?1 The aptly named ‘Sandwich Generation’ is vast and growing. With life expectancy on the rise, parents are living longer, and many will face […]
Feminism is No Joke With insightful wit, female comedians play a valuable role in advancing the cause of women – using humor to help their audiences rethink how to act. In honor of Galentine’s Day, we celebrate the genius of women who’ve shifted paradigms with laughter. Challenging social norms Moms Mabley, born Loretta Mary Aiken […]
5 Things to Know About Executive Compensation and Taxes It’s tax season, which means you should be receiving ‘Important Financial Documents’ from your employer and financial providers. And, with financial documents in hand, it’s an opportune time to review your sources of compensation to better understand how your income is taxed and identify potential ways […]
Our Thoughts on Equities It was a banner year for the financial markets in 2019, with the S&P 500 returning 31.5%1 and global equities (as measured by the ACWI) up 26%.2 Will equity markets remain strong in the year ahead? Our investment team, guided by Chief Investment Officer John Silvis, continually reviews and analyzes a […]
Create an Estate Plan that Defines Your Legacy “If you’re going to live, leave a legacy. Make a mark on the world that can’t be erased.” – Maya Angelou An estate plan helps you take control of your legacy, distribute your wealth according to your wishes and share your values with loved ones. In […]
Helping Today’s Youth Believe They Can Mentors change lives. That’s why Harvard’s Center for Health Communication designated January as National Mentoring Month, a yearly campaign to raise awareness of the positive effects of mentoring and encourage people to become a mentor. Why mentor? Giving a little of your time can make a big impact, as […]
7 Exercises for Your Financial Health In addition to keeping yourself physically fit, you want to stay healthy financially. Consider Luma Wealth your ‘personal wealth trainer,’ providing guidance to help you achieve your wealth goals. Here are seven financial exercises we recommend as a start, and we promise that you won’t break a sweat. […]
5 Ways to Give Americans donated $292 billion to charitable causes last year. One reason for our generosity may be that giving makes us happy. In fact, in a recent study, scientists measured the brain activity of individuals who gave versus those who did not and identified a physical change in human brains that links […]
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This is not an offer to buy or sell securities. No investment process is free of risk, and there is no guarantee that the investment process or the investment opportunities referenced herein will be profitable. Past performance is not indicative of current or future performance and is not a guarantee. The investment opportunities referenced herein may not be suitable for all investors.
All data and information reference herein are from sources believed to be reliable. Any opinions, news, research, analyses, prices, or other information contained in this research is provided as general market commentary, it does not constitute investment advice. The team and Hightower shall not in any way be liable for claims, and make no expressed or implied representations or warranties as to the accuracy or completeness of the data and other information, or for statements or errors contained in or omissions from the obtained data and information referenced herein. The data and information are provided as of the date referenced. Such data and information are subject to change without notice.
This document was created for informational purposes only; the opinions expressed are solely those of the team and do not represent those of Hightower Advisors, LLC, or any of its affiliates.