Be prepared with emergency planning

It’s all over the news: hurricanes in the Carolinas, wildfires in California, tornadoes in the Midwest and blizzards in the Northeast because disasters (unfortunately) happen. And while we hope they never happen to you, we believe it’s important to be prepared. In honor of National Preparedness Month, a government effort that began in 2004 to help Americans plan for the unexpected, we’re offering tips to help keep your family safe.

Stay informed. Know where to find local radio and weather channels and sign up for emergency alerts.

Create a plan to connect. Make sure your loved ones have each other’s contact information electronically (in their phone contacts) and a hard copy back up. Include doctors, schools, office numbers and key service providers on your list. Choose a safe place to meet, and if you’re trying to reach one another, know that a text message may get through when a phone call does not.

Safeguard important documents and priceless mementos. Keep important paperwork (including vital records, financial/legal documentation and medical records) and family keepsakes in a safe place you can easily access. We encourage Luma Wealth clients to store electronic copies of important documents in their secure, cloud-based vault. You can find a comprehensive financial checklist at

Have life-saving resources on hand. Assemble a kit containing essential items for survival including a 3-day supply of water and non-perishable food items, flashlights, batteries, a first aid kit, medication and cash. A complete checklist can be found on the American Red Cross website:​​​​​​

Obtain appropriate coverage. Double check your insurance policy to make sure you have the level and type of protection you need. Take pictures of covered items and save receipts to document your property in case you need to make a claim.

At Luma Wealth, our goal is to help you prepare for any situation, so you have peace of mind.

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