Living in a Digital World
Most people these days depend upon their electronic devices to conduct everyday business activities, from making purchases to socializing, paying bills and managing their finances. However, if you’re not careful, a hacker can compromise your system or steal your data.
The U.S. Department of Homeland Security offers a variety of tips to protect your personal security and your electronics, including:
• Tip #1: Make sure your passwords are secure. The best passwords are the longest allowed and impossible to guess. Don’t use easy-to-find personal information, such as your phone number or birthdate. Include a mix of upper- and lower-case letters, numbers and symbols. Don’t recycle passwords or opt to have them automatically remembered. A reputable password management program can help you keep track.
• Tip #2: Avoid transacting on public Wi-Fi. A hacker can access your information from the free Wi-Fi you tap into at an airport, library, coffee shop or other public location. If you need to make a purchase or check a balance in public, it’s safer to disconnect from the Wi-Fi and use your cellular data, instead.
• Tip #3: Be sensible when being social. Hackers leverage social media venues knowing they’re places where personal information is shared. When on a social site, take advantage of privacy settings to limit what strangers can see, and don’t reveal your address, travel plans or other information you might not want others to know.
• Tip #4: Proceed with caution. Remember to log out when using a shared computer, regularly update your operating system and browser. Use anti-virus software and periodically check your computer for spyware.
• Tip #5: Review your financial accounts. To be on the safe side, always check your credit card and other financial statements for fraudulent transactions. If you notice anything questionable, change your password and call your financial provider right away.
Be vigilant about defending yourself, your identity and your devices by following these tips – and by reading about Cyber Wellness in the Bulletin. For strategies to help protect your wealth, contact your Luma Wealth advisor or attend one of our educational events.
Source and resource: For more information, visit the Official website of the Department of Homeland Security, which offers a variety of resources and publications about cybersecurity.